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About BancoEstado
BancoEstado is your complete mobile banking solution, putting every financial service at your fingertips whenever you need it. Manage accounts, pay bills, send money, and control your cards—all from your phone, anytime, anywhere, with bank-level security.
Streamline your daily payments with multiple convenient options. Pay at stores using Compraquí QR by scanning with your PagoRUT account, or authorize online purchases through QR codes with your BE Pass key. Skip the ticket lines entirely and pay for Santiago's public transport—buses, metro, and trains—directly from your phone using Pasaje QR RED. Whether it's a quick retail transaction or a utility bill, payment methods are designed around your lifestyle, not the bank's schedule.
Take complete control of your banking tools. Block or unblock your CuentaRUT Card and checking account instantly, manage your electronic checkbook, and reset your debit card PIN without visiting a branch. Your balance is always visible at no charge, and you can monitor where each card is registered to stay on top of subscriptions and recurring charges.
Handle your finances with speed and flexibility. Pay consumer loans, mortgages, and credit card installments directly from the app. Settle utilities, phone bills, and other services in seconds. Send instant transfers to contacts in your phone or new recipients without delays. For larger needs, make transfers at Caja Vecina using just a QR code, or send remittances without the trip to a branch.
Beyond everyday banking, grow your wealth through integrated savings and investment products available right in the app. Plan trips across Chile by purchasing bus and train tickets on demand—no more waiting in queues or carrying physical tickets. Everything works with modern security: authorize transactions using biometric BE Face or your BE Pass key, eliminating the need for physical Transfer Key Cards.
BancoEstado works with Android 7.0 and newer, with BE Pay requiring Android 11 or higher. Download today and reclaim time from banking—what once required branch visits and careful planning now takes seconds from your couch.
Pros & Cons
Pros
- Multiple QR-based payment options reduce reliance on physical cards
- Manage card locks, PIN resets, and subscriptions without branch visits
- Integrated savings and investment products available directly in app
- Biometric authentication and BE Pass key eliminate physical transfer cards
Cons
- Requires Android 7.0 minimum; some features need Android 11 or higher
- Account and login required before accessing any banking features
- Real-time transfer and bill payment may encourage impulsive spending decisions
- QR-dependent payment methods fail without smartphone or stable internet access
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